Tag Archives: higher education

Let’s Talk about Debt, Part 3: Debt & Regret

(Read Part 1 and Part 2)

The long and short of it is that the culture of debt in grad school supported my dumb decisions. The problem is both individual and systemic. Because the system gave active and vigorous windmill high-fives to my desire to avoid adulthood or cope with poverty and bad choices, there was no pushback on my decision to subsidize my very long and mostly pointless degree(s) over and over again with government money. I had to force myself to lift that rock and peer at the gross stuff, on my own, and because human beings like to avoid pain and embarrassment, it took me a long time to have the guts to do that. As in, years. And when I finally decided to leave, some still encouraged me to stick with it, just for a few more years.

But, now we’re there: we’re looking hard at our budget, we’re coming up with a plan to reduce our debt and be able to afford things like, ya know, FOOD, and it’s very painful. Ask yourself the last time you looked up your outstanding balance on student loans, or did the math on how much interest you pay on your credit card every month. It hurts.

It’s very easy to say yes to loans when you’re 22. You think, I will be done in 5 years. You think, This is an investment. And you think, as I mentioned before, that at some point you hit a threshold past which the amount of debt doesn’t really matter (a mountain is a mountain, right?).

But it does matter. Everest vs Mt. Hood matters. K2 versus McKinley fucking matters. There’s a world of difference between 60k and 20k in debt; between 120k and 70k. (Even if you don’t have debt going into grad school, how many grad students go debt-free during the average 8.2 years it takes to complete a PhD?)

Let’s say you only have student loan debt when you finish your degree (no credit card debt, even!), and you decide to aggressively pursue debt-free status. You are a very, very lucky PhD and you find a job in the midwest that pays 45k a year. You’re single and don’t have kids (or pets): bonus! You pull a Joe and share an apartment with a friend and are able to live on 25k a year, doing the rice and beans thing and keeping costs low. Putting 20k towards student loans, which doesn’t include interest and all that stuff, it will take this much of your life to repay the loan:

  • 20k in loans = 1 year
  • 40 k = 2 years
  • 60k = 3 years
  • 100k or more = 5+ years

Really, let’s reframe student loans as a prison sentence. The higher your debt, the longer your sentence. And 5 years might seem like nothing at 22, but I’m telling you that ten years later, 5 years seems like a big chunk of your life, and that’s if and only if you are able to put a huge amount towards loans every year. Most people – like me and my family – can’t approximate that.

So you might say Fuck it, I’ll just make my minimum payments for 25 years or whatever and just count on having to pay it. OK, yeah, that makes sense (if you ignore things like the massive amount of interest you’ll pay); but really, think about what you could be doing with that $400 or $500 (or $1000) per month. You could… save for retirement. Get your kids the braces they need or help pay for your Mom’s nursing home costs. Go on a honeymoon in San Francisco instead of camping. Get your dog the surgery for his hip instead of putting him to sleep. Invest in the stock market, or buy a kickass car. Fix the car you already have. That kind of money, month after month? It can be a life or death, eat or go hungry difference.

Loans are only an investment if they pay off. Going into tens of thousands of dollars in debt for an advanced degree that is highly unlikely to get you a job that pays more than an entry-level salary is idiotic. We are crazy for thinking this was the right thing to do. Because we end up on food stamps. Or we end up realizing we should have gone in a different direction in our careers and go back to school, again, for a different, practical degree (I know PhDs who are becoming librarians, midwives, doctors, high school teachers: they could have saved years of time, effort, and money without the scenic route through a PhD, although few will outright say that they regret the PhD). I’m starting to agree wholeheartedly with the boom-and-bust “higher ed bubble” theory because my decision to go to grad school parallels so closely the heartfelt and utterly misguided desires of folks who bought houses during the real estate bubble and ended up with homes worth less than the money owed on them. A PhD is worth so much less than the debt incurred to earn it. The PhD, in most cases, will cost you way more than it’s worth in debt and regret. But when you are inside the system, it’s surprisingly difficult to see the writing on the wall. People are so certain that they will regret quitting more than anything else that they stay on even when the thrill is gone. This is bonkers. Quitting is awesome. Quitting is freedom. Debt sucks. Debt is prison.

I’m in my early thirties and I have two daughters, a house, two Master’s degrees and a ton of worthless graduate credit hours. I have dreams for my daughters that may never be fulfilled. I have dreams for my own life that will be on hold indefinitely, and may go completely unfulfilled because the next decade or more of my existence is dedicated to paying for mistakes I made when I was young and willfully ignorant.

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(Chat) The Push-Pull of Motherhood, Careers, and Other Grown-up Pursuits

This week’s chat is our take on the whole Mommy Wars/The Conflict/work-versus-home dilemma we face. Ultimately, we agree that there needs to be less at stake for mothers who want to both be there for their kids and have a working life of some kind. We also wonder what alternatives there are to identifying through an occupation, and how do you become a “real” writer, anyway?

12:20 PM Lauren: Holly slept through the night last night, for the first time in her life.

In her own bed, too.

12:21 PM Jennifer: WOW. AWESOME!!!!

Do you feel like a new, well-rested, human person?

Lauren: Well, I woke up at 5 convinced she was dead.

So I’m still kind of tired.

12:22 PM But yeah, it’s exciting. It was April when Robin started sleeping through the night as a toddler, too, so maybe this trend will stick.

Jennifer: I hope so!

Lauren: Me, too.

12:23 PM So, how’s the old work/life balance treating you today?

Or identity-discovery-through-vague-means?

12:24 PM Jennifer: Today was Wacky Wednesday, so it took longer than usual to get ready. But the girls were very happy and excited, and my schedule is more flexible, because it’s exam week, so we actually had a really nice morning.

12:25 PM Lauren: Nice!

Jennifer: Of course, next week I have 2 days of professional development and 2 field trips to the zoo and no childcare lined up yet, so this happiness probably has an expiration date.

Lauren: I *hate* the scramble for childcare.

12:26 PM And I don’t even have family around for that kind of thing!

12:27 PM Jennifer: I’ve been thinking since I posted yesterday about why is it that I feel stressed so much of the time when I have what appears to be a functional balance. And I think child care is a huge part of that stress.

The cost to put the girls in full day care would negate my financial contribution completely.

12:28 PM Lauren: That makes sense. Just the fact that your schedules shift every week, so you can’t just say M-F 12-4 or whatever…

Jennifer: But also, our schedule is different every single week, because Tyler’s schedule is different every week.

Right.

Lauren: Yeah, that’s our situation right now. Which is why me going to making very little money but staying home more doesn’t make much of a difference.

(Can we have a moment to acknowledge how much retail SUCKS?)

12:29 PM Jennifer: It’s so hard. So hard.

12:30 PM And because we are pulling multiple sitters/moms/sisters as child care, every week is a weird patchwork: on Monday, Dad will be home, and on Tuesday, mom will drive you to school but Grandma will pick you up, and on Wednesday the other Grandma will watch you all day and take you to school, and on Thursday…

12:31 PM Lauren: I have to say that sounds nightmarish to me, I hate that scrambling. We went through that last year when Holly was more of a baby…

OK, every morning you’ll both go to daycare but I’ll pick you up BEFORE lunch.

Then in the afternoon, a babysitter will come but different sitters at different times, oh wait she’s suddenly unavailable, how will I ever get anything written, etc etc.

12:33 PM Jennifer: Right. It’s insane. But any time we talk about going to a more structured care schedule, the cost seems insane, and then we start saying, oh, wait, sometimes you’re off on Wednesdays, so why would we pay for care every Wednesday when at least 1 of those we won’t need, etc, etc.

Lauren: Totally.

This makes me so glad our daycare has us pay ONLY for the hours we use. But yeah, most places you pay for a “slot” rather than per hour, which makes it really expensive.

12:34 PM Jennifer: Do you try to work at home while you are also parenting?

Lauren: Not really. I pretty much gave that up when Robin was a toddler and kept trying to “help” me grade or read with me.

I just end up getting really pissed about being interrupted.

12:35 PM Sometimes I can write (personal stuff, not academic stuff) with the girls playing nearby.

Jennifer: I had to give it up too. Sometimes when I’m in a real crunch to grade I can get a few things done while they watch Dora or something. But mostly it’s a lost cause.

12:36 PM Lauren: I can’t straddle those worlds.

I can move between them, but not inhabit them simultaneously.

Jennifer: Same here. I’m happier and more productive if I draw firm boundaries.

12:37 PM Lauren: So, why can’t we feel satisfied with our partial commitment to mothering/homemaking, and our partial commitment to a profession?

Why isn’t adjuncting enough for either of us? Why isn’t SAHMing appealing?

12:38 PM Jennifer: For me, I think I love my job too much to SAHM. I would miss it. My colleagues, my students, the time in the classroom– I really like what I do.

12:40 PM And I feel like I am maybe unusual in that I also really love the more SAHM type stuff: classroom parties, field trips, going to the Childrens Museum, playing in the garden. But I don’t think I want to give up the fulfillment of my job for it.

12:41 PM Lauren: I have realized that I like the SAHM stuff that involves interacting with the girls.

If I can take them to the park, play with them, hang with them — awesome.

I just need someone else to do the cooking and cleaning while I’m out.

As I’ve said before, I like the maternal but I’m not wild about the domestic stuff when it comes to SAHM.

12:42 PM But I don’t get INTO it the way some people seem to. I don’t relish planning crafts or whatever.

Do you think a full-time CC teaching position would be fulfilling?

It seems like it would be pretty ideal.

Jennifer: I like cooking and gardening. I despise cleaning and organizing.

12:43 PM I would love to have a full time teaching job at the university I’m at. Because the stuff I teach is interdisciplinary (WGS, lib studies) I’m less likely to be a good fit at a CC. But conceptually, yeah: a full time mostly classroom gig is my dream job.

12:44 PM Lauren: Duh, I thought you were at a CC — sorry.

Jennifer: No prob.

I feel like even though it would be more work hours, it would be less stress.

12:45 PM Lauren: Well, having the income of a FT position is really helpful.

No doubt about it. And the benefits.

Jennifer: Right. Better finances means more childcare options means less chaos.

12:47 PM I do like the balance of working very little in the summer and closer to full time in fall/winter.

Lauren: I kind of like a steady stream of work

I wish I could work part-time all the time

And do work I feel really good about.

12:48 PM But I worry that PT teaching is leading to burn out. I’ve felt very checked out an uninvested in my teaching this year.

12:50 PM Jennifer: Do you think that has to do with the status of part time faculty?

Like, if part time were valued equally in the university hierarchy, would there be less adjunct burn out?

12:51 PM Lauren: Maybe.

I really think if I was around more, and had some space on campus, I’d feel more hooked in.

But right now I’m in and out, as bad as any adjunct who’s a ghost, you know?

12:52 PM Jennifer: I recommend pretending that a popular lounge is your office. That strategy has worked well for me. Although it is also kind of crazy.

Lauren: We only have one TA lounge and it’s kind of a drag.

ANYWAY: I think it’s a mindset thing more than anything, but I’m trying some new things out instead of assuming that I have to be or want to be a FT teacher.

Jennifer: What’s your game plan?

12:53 PM Lauren: I have absolutely no game plan.

I am adjuncting one class in the fall.

I just interviewed for a position doing advocacy for a campus union that’s super PT.

Otherwise…..??? I don’t feel pulled strongly to a JOB, you know?

I like the idea of income, and the idea of having somewhere to BE, and of feeling like I make a difference

But I don’t want to just go out and work at Kmart, you know?

12:54 PM I don’t want to work for the sake of working, especially if it means being away from my kids. If I leave my kids, the job had better be meaningful.

12:56 PM Jennifer: Yes. I definitely agree. And I feel lucky that I have stumbled into a job that feels that way. I feel like a lot of what’s missing for me is structural support.

Lauren: YES

Jennifer: I have purpose as a mom and a prof. But I need better pay and health care and more flexible/affordable child care.

Lauren: Don’t get me wrong, teaching is awesome. I LOVE IT. I just need a break from it.

Definitely

12:58 PM Jennifer: I would also like the flexibility to move in and out of full time/part time/time away without fearing that I will be replaced/be seen as replaceable.

Lauren: Right, the dreaded MOMMY TRACK.

Jennifer: Yes.

Lauren: People have been so serious in warning me that I shouldn’t stop teaching

JUST IN CASE

Because ANY GAP in employment is the kiss of death, I guess

12:59 PM It might hint that I think my kids are more important than teaching the 4 adults who attend my reading class on MW mornings.

Jennifer: And how could that possibly be, right?

But ti does feel that way.

it.

1:00 PM Lauren: Especially when they’re very young, yes, my kids trump teaching.

Jennifer: And I don’t even know if that’s a real fear or if it’s just a thing everyone says but that wouldn’t actually matter because I have never attempted to find out!

Lauren: I don’t know if I should be a SAHM but I do think I should be Canadian. I think I’d have thrived as a Mom in a system that pays you for a full year after you give birth.

I needed it to be ok that my babies mattered more for awhile. Not permanently, but for awhile.

1:01 PM Jennifer: Yes: Structural Support. Why do so many Americans think that is bad/crazy/socialist/evil?

Lauren: EYE ROLL

1:02 PM I don’t know but it makes me nuts. Actually…

I think I recently heard that there is a lot of bipartisan consensus among people that more/better family leave is good.

It’s probably businesses that have the clout there,

Jennifer: That makes me crazy.

Lauren: I think it’s interesting that we met in a writing workshop, but neither of us has really considered what role writing plays in our developing sense-of-selves-as-mothers.

1:03 PM Can we talk about fulfillment outside of “occupation: housewife” or “occupation: teacher/whatever thing that is paid”?

Jennifer: YES.

1:04 PM So, the thing about me is that I basically let go of any self-identity as a writer when I left grad school. I had been beaten up for so long about my writing that I just…. stopped.

1:05 PM And then, just before Margeaux was born, I started thinking about blogging, and I talked to Marian (from Runaway Sentence) about the logistics.

And then I found out that somebody else had the blog name I picked out, and so I totally gave up on the idea.

Lauren: Oh no!

1:06 PM Jennifer: And I honestly couldn’t tell you why I decided to go to the workshop with Ariel. There is no logical reason why I should have driven to Iowa in the winter and left all my girls home and gone to a writing workshop when I was not a writer and had actually not written anything in years.

But I did, and there you were.

1:07 PM Lauren: I did it because I needed an antidote to grad school.

I don’t know about you, but writing is working for me: the more I do it, the more I want to do it.

Jennifer: YES.

Lauren: But I have no idea how to translate that into some kind of life path, you know?

1:08 PM It feels like I should DO SOMETHING MORE with it than just post it for free online! 🙂 Yet I don’t know if it needs to be a paid gig or something to “matter.”

1:09 PM Jennifer: Right. the blog has been an amazing, awesome experience for me. I love writing. I love reading your posts. I check our stats. but… are we writers?

If we want to be WRITERS, should we be, like free lancing for Parents magazine?

Is that a thing writers do?

1:10 PM How would we even do that?

Lauren: I’ve looked into it

Jennifer: HA!

Lauren: It looks way too much like doing homework 😛

Jennifer: I love that you have looked into this.

Lauren: It’s a lot of filing and reading to figure out what the editors want and then matching up your voice to theirs.

I mean, I would love to do some freelancing, but I don’t want to write articles like “Ten Ways To Beat the Heat!”

1:11 PM Jennifer: Nope. Well, maybe? No, probably not.

Lauren: I really spent a lot of time one weekend being like “I could do this!!”

And then feeling like I was still in grad school, having to do research to write a paper that would meet a teacher’s needs but not mine.

1:12 PM I want to be able to write in a way that includes my perspective. I want to write personal stuff.

1:13 PM Jennifer: Yeah, me too.

Lauren: I guess I feel like if I’m taking time away from my children, and doing something that requires me to pay for childcare

1:14 PM Then I have to be earning money

Jennifer: Yes.

Lauren: I have it in my mind that next year I’d like to have more time to devote to writing — whatever THAT means — but I don’t know how to have a job that pays enough and takes little enough time that it’s possible to do that.

I love teaching but if I teach more than 1 section, grading will suck up that down time.

I like the idea of the job I interviewed for but it might be time intensive at times, and that makes me nervous.

1:16 PM But I feel like a heel because I am not a “real” writer

Right?

I’m basically taking time off to UPDATE MY WEBSITE

Jennifer: Most days I feel like I’m not a real anything.

I’m not a real writer.

Lauren: It has this cheesy geocities feel to it.

1:17 PM Jennifer: I’m nto a real prof.

I’m not a real SAHM.

Lauren: Right. YES. When do we hit that threshold so we can feel REAL at something?

Jennifer: And the thing is that to my students, I am a real prof. And to my girls, I am a real mom.

1:18 PM Lauren: So whose eyes are we seeing ourselves through?

Jennifer: EXACTLY.

1:19 PM So how do I stop the madness and chaos and self doubt and insane scheduling and too much mac and cheese and find some peace in doing what I’m already doing well, for teh most part?

1:20 PM Lauren: Right.

The whole “bloom where you’re planted” thing

I suck at that. I’m never satisfied with now.

Jennifer: We need a cutesy Mary Engelbreit graphic there.

Lauren: yuck 🙂

1:21 PM Jennifer: I kind of love M.E. Not sure why. More importantly:

WHY AREN’T WE BLOOMING?

Lauren: It’s like we’re blooming, but we can’t see our own blooms, because we are wearing the BLINDERS OF PATRIARCHY

1:22 PM Jennifer: ALSO THE BLINDERS OF CAPITALISM.

Lauren: Fuckin’ capitalism man.

1:23 PM Basically: how can we feel really good about the non-Mom stuff we want to do, even if it doesn’t pay

And about the Mom stuff we do want to do, that isn’t Pinnable

1:24 PM Jennifer: Yes. I want to be able to see my self and my strengths more clearly. I want to be able to enjoy the days I spend with my girls and the days I spend at work.

1:25 PM I want good healthcare and flexible, reasonably priced child care.

I can’t figure out if these desires make me feminist or Buddhist or Socialist or all 3.

Lauren: I want better maternity leave so you don’t have to plan your birth around a semester schedule.

Jennifer: YES.

1:26 PM I feel so grateful and lucky that we got pregnant with Margeaux when we did, because if we hadn’t, I don’t know if we would have tried for another month, because a July birthday seemed really scary if I was going back in August.

Lauren: Totally

1:27 PM I remember doing those feverish calculations in my mind as a grad student

How can I plan babies so as not to fuck up everything?

Of course when push came to shove we just rolled the dice and hoped it wouldn’t be too disastrous.

But those semesters were incredibly stressful. I was back in the classroom — not for long, but still having to negotiate all that shit — 4 weeks after birth.

I’m not one of those bounce back from birth mamas

1:28 PM I like to sit for like, 3 months, and do nothing after I give birth

I needed more down time.

1:29 PM Jennifer: I feel like the moms I know who have been able to immediately reintegrate into normal adult life are moms who are DISCIPLINED. I’m just too… loose, I guess.

1:30 PM Lauren: I’m just a mess, kinda, I need a lot of adjustment time.

Jennifer: Again: If we were Canadian, this would not be an issue.

Or Scandanavian.

Lauren: (I’m geeking out because Obama is speaking at Iowa right now and I’m streaming it!)

Right.

One of the things I think I’m learning from rereading Feminist Mystique

Is that women go through some identity shit when their babies aren’t babies anymore

Jennifer: YEAH OBAMA!

1:31 PM Lauren: In the 60s, the only option they felt they had was to become

a Mom again

They would just have another baby to maintain the necessity of their devotion or whatever

Or some would go on to a career or whatever, but that was viewed as a huge deal

Now we have more options, more acceptable options anyway

But I think we may just be hitting a sort of identity THING that women at this stage may go through

1:32 PM What’s next? Who am I? Etc

I just want to keep doors open to possibilities beyond a job in terms of fulfillment. But I know I need something more than “just” mothering.

Jennifer: Yes. And I think if you are part time, it’s harder in some ways to sort through because I can’t fully integrate into any of the worlds I move through.

1:33 PM Lauren: Yes, the shifting is so hard

Jennifer: I can’t join the playgroups, or keep going to breastfeeding support group to be social, because I have to work.

But I can’t go out with the women at work, or go to the more social events (like holiday parties or retirement parties) because I’m needed at home.

Lauren: I have absolutely NO social life.

Jennifer: It’s hard.

1:34 PM Even to get together with my friends with kids, it’s hard.

Lauren: I have been asking other Moms how they do this and it sounds like a job itself

Making calls, following up on things, having parties and snacks

Facebook event creating, etc.

I wish, wish, wish I didn’t live 20 min away from most of our friends. But that’s another topic altogether.

1:35 PM Jennifer: I fantasize about living in a neighborhood with other parents who I like and who have casual social gatherings.

I know people who live in neighborhoods like this, and I envy them deeply.

1:36 PM Lauren: I basically want to live in a housing co-op

I really should have been a hippie.

1:37 PM Jennifer: I want the support network: I want to be able to say to my neighbor, Can you pick D up from preschool on Wednesday when I’m at the zoo with Lucy and I’ll be by to pick her up from your house in an hour?

Lauren: Can you watch Holly while she naps so I can pick Robin up from preschool?

1:38 PM Jennifer: Can you watch Lucy while I take D to get a tetanus shot because she cut her finger on a can in the recycling bin?

Lauren: Can you take this $10 and get me some milk and bread while you’re at the store so I don’t have to run errands with no bra on and screaming children?

1:39 PM Jennifer: This is why people used to live with their extended families.

Lauren: The whole village thing really makes sense.

1:40 PM Jennifer: Because it creates flexible support, which is what we seem to need most, especially when we are trying to be present in more than one grown up world.

Lauren: Right

To not have either mothering nor working make or break the other thing

1:41 PM Being a mom shouldn’t negate my ability to work

Working shouldn’t negate my ability to be a good mom

Jennifer: The stakes shouldn’t feel so high.

1:42 PM Lauren: RIght

Not at this vulnerable time of intense personal transition

This has been a lovely chat!

You need to prep, though, right?

Jennifer: I should try and finish grading this batch of essays before I go in to hear their presentations.

1:43 PM This has been an awesome chat.

Lauren: Have a great class!

Jennifer: Enjoy Obama!

Lauren: You know it!

1:44 PM Jennifer: I’d offer to find an ME Bloom Where You’re Planted image, but wordpress hates it when I use pictures.

Lauren: I’ll take care of it 🙂

Jennifer: Thank you 🙂

TTYL!!

Lauren: TTYL!

You can’t throw a shoe without hitting a recent post about The Mommy Wars or Elisabeth Badinter’s controversial book The Conflict, so I’ll spare you the links. What do you guys think?

 

4 Roads Not Travelled: What I Should Have Done Instead of Going to Grad School

Every day, someone finds our blog by googling about quitting grad school. This is awesome: welcome. I hope our writing has been helpful to you. I also thought it might be wise to have a landing strip for folks googling  “Should I go to grad school?”

My answer is: No. Don’t go to grad school. If you want a “yes” or a “maybe,” talk to someone else. I think more people, including advisers and professors, should actively discourage people from grad school. Even the smart students. That’s what I want to do with this post. I wish someone had said this to me, given me pause, made me reconsider. There were a lot of yeasayers when it came to grad school. I want to be a naysayer.

Don’t go to grad school.

I’m about two weeks away from being done with grad school. I go through phases where I feel profoundly bitter about my lousy decision-making, and I’m right smack in the middle of one right now. Bitterness is a common post-grad school emotion: for example, after leaving grad school, my husband changed his Facebook info to “Studied: Bitterness. Degree: MA in unemployable bullshittology.”

So yeah, take this with a grain of bitter salt. This is from my perspective, bla bla bla disclaimer.

I generally pride myself on being a smart person, someone who can see the big picture, weigh pros and cons, and come up with solutions to problems. I like being decisive, and I like being right. Hell, that’s one of the reasons I thought I was a good candidate for grad school.

A very quick sum-up of my grad school experience: I enrolled in a PhD program in American Studies, an interdisciplinary field, immediately after graduating from college in 2004. I quickly became disenchanted for a variety of reasons I won’t get into now. In 2007, I decided to leave that program with an MA and considered many, many, many other paths before applying to (get ready for it) another PhD program, this time in literacy education. It was a much better program and I learned a lot, but even so, after five years, I am now leaving that PhD at the comps stage. All told, I’ve been in grad school for eight years, and will leave with 2 Master’s degrees and a boatload of mostly useless credit hours.

Grad school has been an exercise in wishy-washy hemming and hawing, and pretty much every decision I made from the type of degree to pursue to the courses I took was wrong. It has been a comedy of errors, and sometimes I can laugh about it (really, most of the time I can), but right now I’m thinking about what I should have done instead of going to grad school.

Become a High School English Teacher

I was an Education major in college and came within an inch of finalizing my teaching license by the time I graduated. I student-taught 9th and 12th grade in a suburban high school, which was a fantastic experience. I should have earned my license and become a teacher.

I had good reasons for not wanting to become a high school teacher by the time I wrapped up my BS Ed degree. No Child Left Behind was just rolling in like a tsunami and I could see the impact it would have on classroom teaching practices, school budgets, and teacher life. I did not want to experience that. At 23, I didn’t feel quite ready to sign up for my lifetime career, and I wanted a chance to get out of Oklahoma. I was having a ball in my upper division, honors courses and wanted more of that. I was newly engaged and my partner also wanted to go to grad school. So, there were reasons.

That being said, I could have, maybe even should have, finished up that teaching license so that HS teaching would have been an option at any time when grad school started sucking (which it did almost immediately). While there are serious drawbacks to HS teaching, I love working with teenagers, especially goofy, immature, at-risk college freshmen. They are essentially high school students. I love teaching books, writing together, and the buzz of the classroom. I would have been happy in high school.

I could have taught for several years before having kids, and might have been able to arrange a part-time schedule when they arrived, or at the very least have paid off my student loan debt and put aside some money before they showed up. I can’t quite quantify for you the benefits of having earned money for most of my adult life, versus having borrowed my way into crushing debt. Even a few years of teaching experience would have been invaluable in terms of understanding what I truly wanted in a job and a graduate degree, so it would have helped me make better choices if and when I did pursue graduate studies. I still might pursue this avenue: ten years later, I am securing my teaching licenses in Oklahoma and Iowa so that I’m never more than a few bureaucratic steps away from being eligible to teach in public schools.

Earned a Master’s in a Traditional Humanities Discipline

I did not understand the differences between an MA and a PhD at all before deciding to go to grad school, and this led to some extremely bad decision-making. Retrospectively, I can’t emphasize enough the value of an MA, even if you drink the kool-aid and go on to a PhD (don’t do it!).

An MA provides a breadth of knowledge that is essential to teach at the college level, as well as make decisions about dissertation research. There’s no way I could have been competitive for English or History faculty positions at 4-year schools with the scattershot coursework I took in my interdisciplinary humanities PhD program. I did not have a solid grounding in any area or field because my program let me design my own very special and unique “plan of study” (ha) and didn’t require me to have a certain number of hours in a single discipline. Ergo, my Am Studies MA is a patchwork of English, History, Comm Studies, and Anthropology courses, and I am not qualified to teach any of these at the college level.

I can and do teach at a community college, which I adore. I wish I’d known that this was an option: I could have done Master’s work in English and likely landed a teaching gig I’d have enjoyed, without all this unnecessary extra coursework. But, because I don’t have a ton of graduate course hours in English, I’m not always eligible to apply for CC English positions, because they want that breadth of graduate coursework (MA-level courses in Brit Lit, Am Lit, etc). By definition, the “Master’s Degree” is the teacher’s degree. I currently teach developmental reading and writing, and I like this very much, but I am disappointed that there are limitations to the jobs I can apply for because of my crappy coursework.

I could have earned a traditional MA and had that intellectual experience I was seeking after college, figured out that PhD students are wackadoodles, and then left. I could have gone on to do just about anything without sinking myself further into debt. I would be exactly as competitive for jobs as I am now, with two truncated PhDs. That extra coursework is doing nothing for me in terms of job apps. The only thing my additional years of coursework has brought me is more teaching experience, but I could have been doing that anyway (profitably!).

A traditional MA would still have been beneficial if I’d moved on to a PhD. Another drawback to leapfrogging all that MA coursework is that PhD course reqs are geared towards specialization and research, not establishing a broad knowledge base. Thus, I was really hamstrung when it came to conceiving of a decent research project. I had to read, on my own, the entire back history of any field I was interested in, because I had not sat through the coursework that would have provided it. This was especially true in my Education PhD: I just didn’t have the background to dream up a good research topic in a field where I’d mostly taken courses on how to do research. I needed that interim step.

Found a Professional Master’s Program

I toyed with going into counseling or social work. I could have done an education-focused MA in student development or athletic services. In fact, my adviser is eager for me to switch to a Reading MA because it would be “right up my alley.” Any of these programs would have been interesting and challenging, and would have the benefit of actual applicability to a job I might have enjoyed, with the possibility of making more money as well. I knew absolutely nothing about professional Master’s programs when I wrapped up my college career. I wish, wish, wish I’d been less embarrassed to talk to my education profs about my interest in pursuing grad school (I felt guilty that I didn’t want to go right into teaching) so MAYBE someone could have floated one of these great options in my direction. I wish I’d done more research.

Opened up a dozen credit cards and spent a year bumming around in Europe with my husband.

I went to college in those days when credit card companies would set up tables in the south oval and give you free shit if you got a card. I wish we’d opened up a ton and racked up tens of thousands of dollars in debt traveling in Britain, Germany, France. I wish we’d bought unnecessarily elaborate travel gear and taken a hundred thousand photos. I wish we’d lived for two weeks in some ritzy hotel in Rome, smoked a ton of pot in Amsterdam, and bought ridiculously expensive Eiffel Tower souvenirs for everyone in my family. I wish we’d had our luggage stolen and slept in iffy hostels and skinny dipped in the Adriatic.

Wannabe Rick Steveses

I would have accrued less debt and wasted less time than I have in grad school, and my God, the memories! I don’t know if, between a family and student loan debt, I will ever, in my life, be able to afford international travel. It would have been foolish and irresponsible, sure, but so was grad school: at least this would have had bucket list payoff.